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Home Run Financing

PACE is a long term, fixed rate source of financing that allows homeowners to do energy conservation and hurricane hardening improvements to their property.  Property owners can use PACE financing to cover 100% of the costs involved in installing eligible projects, including all related equipment, materials, and labor.  Eligible improvements include energy efficiency, water conservation, renewable energy generation, and resiliency upgrades.  A few examples include air conditioners, roofs, windows/doors, water heaters, solar panels, pool heaters, hurricane shutters, and generators.

There are two types of PACE programs, “Residential PACE” (sometimes referred to as “R-PACE”), which covers residential properties (1 to 4 family homes), and “Commercial PACE” (sometimes referred to “C-PACE”), which covers multifamily (5+ family homes), retail, hotels, industrial, and other types of commercial properties.  Some states have enabled both types of PACE, while others have just enabled C-PACE.

Property owners pay back the financing for PACE improvements through a special (non-ad valorem) assessment that is added to their property tax bill each year.  Property owners repay the special assessment for an agreed upon term (usually the useful life of the improvements) and the interest rates are fixed.  There are no adjustments to interest rates and no balloon payments.

PACE assessments can be prepaid at any time and R-PACE does not have any prepayment fees.  Because the assessment is attached to the property, rather than the owner of the property, if the property owner sells the property before the assessment is paid off, the balance of the assessment remains with the property.  The assessment can be transferred to the new owner without any need to approve the purchaser of the property.

PACE, therefore, makes it easy for property owners to make improvements to their home by eliminating upfront cash payments, providing competitive interest rates spread out over time, and allowing property owners to transfer repayment obligations to a new owner upon sale.

GoodLeap financing

GoodLeap is a sustainable home solutions marketplace. We provide simple, fast, and frictionless point-of-sale technology for countless mission-driven professionals serving millions of people who want to upgrade their homes and save money.

Our platform offers flexible ways for consumers to pay for a wide range of sustainable products, including solar panels, battery storage, smart home devices, modern HVAC systems, energy efficient windows, upgraded roofing, water-saving turf, and more.

We are committed to caring for the planet, building lasting relationships with our valued partners and customers, and delivering cutting-edge technology that enables more people to embrace a sustainable lifestyle.


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