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PACE is a long term, fixed rate source of financing that allows homeowners to do energy conservation and hurricane hardening improvements to their property. Property owners can use PACE financing to cover 100% of the costs involved in installing eligible projects, including all related equipment, materials, and labor. Eligible improvements include energy efficiency, water conservation, renewable energy generation, and resiliency upgrades. A few examples include air conditioners, roofs, windows/doors, water heaters, solar panels, pool heaters, hurricane shutters, and generators.
There are two types of PACE programs, “Residential PACE” (sometimes referred to as “R-PACE”), which covers residential properties (1 to 4 family homes), and “Commercial PACE” (sometimes referred to “C-PACE”), which covers multifamily (5+ family homes), retail, hotels, industrial, and other types of commercial properties. Some states have enabled both types of PACE, while others have just enabled C-PACE.
Property owners pay back the financing for PACE improvements through a special (non-ad valorem) assessment that is added to their property tax bill each year. Property owners repay the special assessment for an agreed upon term (usually the useful life of the improvements) and the interest rates are fixed. There are no adjustments to interest rates and no balloon payments.
PACE assessments can be prepaid at any time and R-PACE does not have any prepayment fees. Because the assessment is attached to the property, rather than the owner of the property, if the property owner sells the property before the assessment is paid off, the balance of the assessment remains with the property. The assessment can be transferred to the new owner without any need to approve the purchaser of the property.
PACE, therefore, makes it easy for property owners to make improvements to their home by eliminating upfront cash payments, providing competitive interest rates spread out over time, and allowing property owners to transfer repayment obligations to a new owner upon sale.

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Laura Espeleta
They installed new windows, shutters and front door at my house and did an excellent job. I'd definitely recommend them.
Iliana Hernandez
Excellent customer service. All the process went as fast as possible and smooth. Everyone showed as planned to do the work. No complains. A reliable company that you can trust for the work.
Joe Saa
Shutter Brothers were very professional throughout the process and great pricing. Would recommend them in a heartbeat.
Michelle Bello
Excellent quality product and very clean install. All inspections passed the first time. I would definitely recommend using Shutter Brothers for all your windows and doors.
Jorge Casal
Shutter Brothers was an excellent company to work with! Very professional! The windows arrived almost 1 month earlier than the promised date! Their installer, Jeffrey, was incredibly meticulous and did his work with passion! I highly recommend Shutter Brothers for your Impact Windows installation! They did my entire house and all my doors! It was a huge project and yet they did it flawlessly!! Thank you!!
Jorge Escalona
Great service. They were on top of the permitting process and install was smooth. Good communication. When they said they’ll be there, they did.
Annie Gonzalez
Excellent workmanship! Highly recommended!


